Good Morning Clicker Nation,
The NMI Gateway is currently experiencing connectivity and production issues. The NMI team is working diligently on a fix. Please note, this only affects customers that utilize Moolah Payments. If you're using Moolah payments, no payments or refunds will process currently. As soon as we have any updates from NMI, we will provide those here. Alternatively, you can keep track of the availability of the gateway through this link: http://status.transactiongateway.com/.